Insurance Licensing NJ-Life-Producer : New Jersey Life Producer Exam

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Insurance Licensing NJ-Life-Producer Exam Syllabus Topics:

Insurance Licensing New Jersey Life Producer Sample Questions:

1. Mortgage redemption or cancellation insurance is a form of what type of insurance?

A) Increasing term.
B) Level premium universal life.
C) Decreasing term.
D) Level premium whole life.

2. Which of the following is a characteristic of conversion from group to permanent life insurance?

A) Premium for the new policy will be based on the age when first covered by the group policy.
B) Conversion must be to term insurance.
C) Proof of insurability is required.
D) Conversion must be applied for within 1 month of termination.

3. After a New Jersey producer license has been revoked, the licensee may not reapply for a new license for a minimum of

A) 1 year.
B) 5 years.
C) 3 years.
D) 6 months.

4. If a life policy is replaced by a new life policy, all of the following forms are needed EXCEPT

A) A Policy Summary.
B) A statement signed by the agent.
C) A complete dividend history of the policy to be replaced.
D) A statement signed by the applicant.

5. In New Jersey, an individual must be at least how many years of age to qualify for a producer's license?

A) Nineteen.
B) Eighteen.
C) Twenty-one.
D) Sixteen.

Solutions: