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CTP PDF Dumps | Oct 12, 2025 Recently Updated Questions
To become a certified treasury professional, candidates must pass the AFP CTP Exam, which is a rigorous and comprehensive test of their knowledge and skills. CTP exam is computer-based and consists of 170 multiple-choice questions that must be completed within three and a half hours. Candidates are required to pass the exam with a minimum score of 70 percent to earn the CTP designation.
NEW QUESTION # 96
Which of the following is a true statement about operating leverage?
- A. The higher the company's fixed costs are, the lower its operating leverage.
- B. The higher the company's variable costs are, the higher its operating leverage.
- C. The lower the company's fixed costs are, the higher its operating leverage.
- D. The higher the company's fixed costs are, the higher its operating leverage.
Answer: D
NEW QUESTION # 97
Which of the following is an example of an intangible asset?
- A. Goodwill
- B. Depreciation
- C. Uncollected debt
- D. Prepaid expenses
Answer: A
NEW QUESTION # 98
Netting is used by which of the following as a cross-border payment technique?
- A. Counterparties in a letter of credit transaction
- B. European giro providers
- C. TARGET participants
- D. Foreign subsidiaries of a company
Answer: D
NEW QUESTION # 99
A multinational company may use which of the following to locate profits in subsidiaries in low-tax countries?
- A. Intracompany loans
- B. Dividends
- C. Management fees
- D. Transfer pricing
Answer: D
NEW QUESTION # 100
Which of the following types of risk would an investor who does NOT receive payments on a security under the original terms be subject to?
- A. Asset liquidity
- B. Credit
- C. Foreign exchange
- D. Price
Answer: B
NEW QUESTION # 101
A cash manager is determining the threshold over which cash concentrations will be done by wire. An ACH transaction costs $0.50. A wire costs $12.00. Funds are available 2 days quicker by wire and the opportunity cost of funds is 5%. What threshold should the cash manager use?
- A. $87,600
- B. $83,942
- C. $43,800
- D. $41,975
Answer: D
NEW QUESTION # 102
An international organization has decided to move its treasury operations to the head office
in Paris, France. The company's goal is to establish the treasury as the primary provider of banking services and all company financing. What would the new proposal be an example of?
- A. An outsourced shared service center
- B. An in-house bank and a centralized organization
- C. A decentralized and a re-engineered organization
- D. A hybrid treasury structure
Answer: B
NEW QUESTION # 103
A company plans to perform an A/R cash analysis based on the following sales information:
60% of sales are collected within two months after the sale. After three months, $135,000 of January's sales has been collected. What was the percentage of January's sales collected in April?
- A. 90%
- B. 30%
- C. 10%
- D. 60%
Answer: B
NEW QUESTION # 104
Securities sold by companies in an initial public offering (IPO) arE.
- A. securities sold by a private company to a limited number of investors.
- B. public securities sold by a private company for the first time.
- C. debt securities sold on the open market.
- D. a specific type of security sold by a public company for the first time.
Answer: B
NEW QUESTION # 105
XYZ Company is a fairly new and high growth company funded by venture capital. Which of the following performance measures is it MOST LIKELY to use?
- A. Economic value added
- B. Free cash flow
- C. Residual income
- D. Net present value
Answer: B
NEW QUESTION # 106
An accounts receivable manager has been asked to accelerate cash into her company by offering trade discount terms to its customers. Her company's cost of capital is 11%. If she offers terms of 2/10, net 30 on a $50,000 invoice, what is the present value to the company if the customer accepts the discount and pays early?
- A. $48,121
- B. $48,852
- C. $47,996
- D. $48,366
Answer: B
NEW QUESTION # 107
An olive oil producer in Macedonia is arranging for shipment of its product to an international distributor. To support this activity, the company arranges for export financing because:
- A. the interest rate is lower than rates available from commercial sources.
- B. no government involvement is required.
- C. the time required to obtain approval is less than for commercial financing.
- D. the currency of the financing is different from the currency of the activity being financed.
Answer: A
NEW QUESTION # 108
T-bill discount rate = 5.85% T-bill face value = $100,000 Initial term = 90 days
What is the bond equivalent yield on this T-bill?
- A. 5.95%
- B. 5.87%
- C. 6.02%
- D. 5.94%
Answer: C
NEW QUESTION # 109
When a buyer receives goods, but payment is not due to the supplier until some later date, this is defined as:
- A. factoring.
- B. bank credit.
- C. trade credit.
- D. intercompany loan.
Answer: C
NEW QUESTION # 110
Which of the following would be MOST suitable for a risk-averse electronics manufacturer that uses copper in many of its components?
- A. A floor option on copper futures
- B. A short position in copper futures
- C. A put option on copper futures
- D. A costless collar using options on copper futures
Answer: D
NEW QUESTION # 111
RAL Capital, a lean global financial service provider with revenues of $8 billion, has 10 regional offices located around the world. The RAL global trading groups are structured as profit centers with each center having its own profitability targets. The group's clients consist of large multinational corporations and financial institutions that require the buying and selling of large amounts of currency. The Treasurer is considering reorganizing his department into a profit center. The group processes millions of transactions every year. What is a downside of this scenario?
- A. Pressure to produce significant profits may lead to deferred losses and inefficient operations.
- B. Substantial headcount is required to support a profit generation center.
- C. Need to decentralize treasury operations in order to make a profit center more viable.
- D. May become a viable candidate for downsizing or outsourcing.
Answer: A
NEW QUESTION # 112
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The Certified Treasury Professional (CTP) certification exam is a globally recognized and highly respected designation for treasury and finance professionals. The CTP certification is awarded by the Association for Financial Professionals (AFP) and is designed to test a candidate's knowledge and skills in various areas of treasury management.
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