Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) - Life-Producer

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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:

Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A) Automobile accidents resulting from the insured's negligence
B) Illness or disease
C) Intentionally self-inflicted injuries
D) War or acts of war

2. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Compare life insurance policy rates
B) Take civil action against an insurer
C) Decide how much life insurance to buy
D) Compare life insurance policy requirements

3. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Take civil action against an insurer
B) Calculate
C) Decide how much life insurance to buy
D) Compare life insurance policy requirements

4. Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?

A) Cost recovery
B) Cash refund
C) Installment refund
D) Period certain

5. The free-look period provided in a life insurance policy is usually:

A) 45 days
B) 31 days
C) 10 days
D) 60 days

Solutions: