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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. Which is an accurate description of the relationship between the premiums of a whole life policy and the premium payment period?

A) The shorter the payment period, the higher the annual premium
B) The longer the payment period, the higher the annual premium.
C) The payment period is not related to the annual premium.
D) The shorter the payment period, the lower the annual premium.

2. The proposed insured's statements on a life insurance application are considered to be

A) representations.
B) misrepresentations.
C) warranties.
D) absolute statements.

3. Which of the following is a branch of dentistry dealing with diseases of the supporting structures of the teeth?

A) Prosthodontics
B) Orthodontics
C) Periodontics
D) Endodontics

4. The type of annuity in which all payments cease upon the death of an annuitant is referred to as a

A) variable annuity.
B) equity annuity.
C) life annuity.
D) terminal annuity.

5. For Social Security purposes, a person with 40 quarters of coverage is considered

A) currently insured.
B) conditionally insured.
C) partially insured.
D) fully insured.

Solutions: